For those in the U.S. who are or have lost their insurance coverage and are unable to get insurance due to having a pre-exisiting medical condition (that exclusion does not disappear from the medical insurance vocabulary until January 2014), there is a federally subsidized program called Pre-existing Condition Insurance Plan. This is not available in all States, but do check out their website at:

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The "Pre-existing Condition Insurance Plan" known as PCIP, provides comprehensive health insurance to Americans unable to obtain medical benefits. Those having been turned down by private major medical carriers due to a Pre-existing condition may qualify for PCIP Insurance. The PCIP Plan is expected to insure as many as three hundred and fifty thousand (350,000) individuals until the Affordable Care Act through insurance exchanges goes into effect Jan 1, 2014.



"Designed to Immediately Cover Consumers wtih a Pre-existing Condition whom are Uninsured"



*Pre-Existing Condition Insurance Plans that are Government Health Insurance (PCIP) are administered either by Federal PCIP (23 states) via the *U.S. Department of Health and Human Services or administered directly by the State (27 states). Federal applications are handled through the National Finance Center, division under the Department of Agriculture and is in charge of processing. In a partnership with the Government Employees Health Association (GEHA), serves nearly one million (1,000,000) members.